Insurance Carrier ?

[UNDRPSI]

I know this is a variable topic but I was wondering what others have for a insurance carrier. We're looking a Progressive. I was quoted under $700 for full time insurance full coverage for a year. Just looking for opinions as to what to have for coverage, like Full replacement cost, Personal items, Optional items, and how much to have on the price for coverage. Do you use MSRP or what you paid for it for full replacement cost if something so happen and you have to replace your 5er.

[Enroute]

I would quote the coach at full MSRP for replacement cost. Keep a copy of your options sheet and final MSRP including every option you have on your coach. I'd hate to think about having to replace my coach due to an accident, but I would rather not have to fight with my insurance company when it comes to "FULL NEW REPLACEMENT" of what you had - regardless of cost at the potential future timeline when a replacement order is needing to be placed.

[mhs4771]

Agreed about using the MSRP. Price will vary depending on location and where your rig is titled. We went with Progressive and that's what the Agent used was the MSRP, now you could use a lower amount and save a little, but if you need it I'ld rather be looking at the MSRP for replacement cost because who knows what the future will bring in RV prices. BTW, ours is a grand with the rig titled in Florida.