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Old 06-06-2012, 03:09 AM   #1
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Brand: Redwood
Model: 36FL
State: New Hampshire
Posts: 7
THOR #39
Insurance Carrier ?

I know this is a variable topic but I was wondering what others have for a insurance carrier. We're looking a Progressive. I was quoted under $700 for full time insurance full coverage for a year. Just looking for opinions as to what to have for coverage, like Full replacement cost, Personal items, Optional items, and how much to have on the price for coverage. Do you use MSRP or what you paid for it for full replacement cost if something so happen and you have to replace your 5er.
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Old 06-07-2012, 05:06 PM   #2
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THOR #22
I would quote the coach at full MSRP for replacement cost. Keep a copy of your options sheet and final MSRP including every option you have on your coach. I'd hate to think about having to replace my coach due to an accident, but I would rather not have to fight with my insurance company when it comes to "FULL NEW REPLACEMENT" of what you had - regardless of cost at the potential future timeline when a replacement order is needing to be placed.
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Old 06-08-2012, 03:25 AM   #3
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Brand: Redwood
Model: RW39MB
State: New York
Posts: 20
THOR #10
Agreed about using the MSRP. Price will vary depending on location and where your rig is titled. We went with Progressive and that's what the Agent used was the MSRP, now you could use a lower amount and save a little, but if you need it I'ld rather be looking at the MSRP for replacement cost because who knows what the future will bring in RV prices. BTW, ours is a grand with the rig titled in Florida.
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2018 Chevy K3500HD High Country, Crew cab, DRW, D/A pulling a 2016 Redwood RW39MB, full body paint, dual ACs, dual awnings, Residential fridge, fireplace, sleep number bed, auto leveling, auto sat dish, stacked w/d, disk brakes, 17.5" "H" tires, MORryde IS and pin box, Comfort Ride Hitch, Onan 5.5K Genny.
Michelle & Ann S.
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