Quote:
Originally Posted by DROBJR813
Hi Rook,
The DW and I were in the area this week and went to look at your unit (of course they told us deal pending). Anyway, would you mind sharing what you actually paid? We like the layout and are keeping an eye out for a pre-owned one in the future.
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Hey - If you are local and want to check it out again let me know. Now that I have had > 3 hours with the coach, I have obviously found more things with it (love and not so much love)
They were asking 219k. I used RVTrader to search across the US for the exact same floor plan. Luckily or unluckily, Thor stopped making the Venetian J40 -- literally was a model that lasted < 1 year. Maybe this is something Thor does with the Venetian?
Anyway, so I found a couple of *new* units for 209k - however when I pulled the build-sheets, there some obviously missing features in the less expensive units. Either way, I didn't know of CW or the cosigner would spend the time to look into that much detail. I also found *used* units in Flordia, again, they were asking 207-209k.
I wanted to work an OTD price, I had a trade, 34TSB TT. I also didn't want to walk out of there without a warranty.
The trade had negative equity, and CW wanted to sell me their warranty for $9800 -- and this didn't cover the engine/chassis and was only for 4 years.
Previously, when shopping for my TT, I researched warranty companies, so I knew the CW warranty was alright, same with cornerstone, etc. I also inquired about Wholesale Warranties. I decided to reach out to Wholesale again to get their quote. For 7 years, tip to tail warranty, it was $7800, it just does not cover the wear parts + exhaust.
Armed with these details, I went in offering, 200K for the coach w/ all the bits the cosigner left on the coach ( for example, roadmaster nighthawk - to pull the toad ).
I suspected CW inflated the cost of their warranty, so at the very end of the deal -- literally signing papers, I told them I wanted to self warranty, and to remove their warranty. As previously stated, I made sure the factory warranty was transferable, so I am good until 04/06/2020 (the only warranty Thor doesn't transfer is seals and adjustments to the cabinets).
Also, before signing papers, I went to CW's website to see what interest rates were, both my wife and I have excellent credit, our DTI is not an issue, so we should get the best rate.
However, CW attempted to throw an additional point of interest at us (more than likely to get a kickback from the bank). Again, armed with these details, we told them, there is no reason for us to have such a high interest rate... We were able to get an interest rate close to what we have on our home (not anymore as we just refinanced, but pretty damn close).
Alright, long story short
we were OTD at 212K - Negative equity, bullshit fees, taxes (those could be lumped into the BS fees
), and repairs on our trade-in.
If you are just interested in coach, the coach sell price was ~200K OTD
Sorry for being long winded, maybe it will help someone in the future...