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Welcome to the forum!
As was suggested, the search tab will reveal a lot of discussion on this question.
JMHO: Not a fan of ext warranties, between the exclusions and deductibles. Some swear by them, many never collect. The selling dealer keeps about half of what you pay for commission, so you know that the company can't pay out much and make the big profits they make. But that's true of most insurance.
To collect on the warranty, you'll have to use a RV shop that will be OK with billing the insurance company at the rate scheduled for your repair. Not all will do that.
Part of the "fun" for many RV owners is learning to do minor repairs themselves. Folks here are collectively knowledgeable and generous in helping you solve problems.
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