Yes, surge protector is a good idea. Have never heard anyone regret that purchase. We went without for years and now use the plug in 30 amp unit on our Vegas.
No argument that the hardwire might be better, but having one to plug in is better than none. I use a locking bike cable for the illusion that it is secure from theft.
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Life is better when you cry a little, laugh a lot, and are thankful for everything you've got!
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