There's no firm consensus because we're all different. What's right for you depends on more than just the initial cost. We drop our car almost every evening when we're on the road, so the flat tow setup has been worth the investment for us. We tend to keep our cars for a lot of years, which helps stretch out the cost. Your results will vary.
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Life is better when you cry a little, laugh a lot, and are thankful for everything you've got!
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