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When I got a quote from USAA, it was pretty reasonable, so my perception was they were giving an additional discount... but maybe not.
My quote was under $700 for a year if I recall. A big difference in price is if you elect replacement value, agreed value, or other method. Of course, I have a different RV than yours and probably a lower agreed value.
I guess though, you would have to get a quote through the USAA website (or call them) to find out for sure. There are so many options in the RV policies that one or two options could easily make a difference in the cost.
I am in the process of moving all of my auto/home/rv insurance over to USAA as they renew. It's a few months yet before my rv insurance renews, so I'll be in the process of getting quotes myself soon.
At least USAA will give me additional multi-car discounts as I move more policies over.
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The only thing that works on a RV is the owner...
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