Insurance companies will use their pricing, to encourage the business that they want, and discourage those that they don't...
I've got my house, car, motorcycle, motorhome, and umbrella with Safeco.
They're not the cheapest; but they've always handled claims in a reasonably fair manner.
(And THAT'S what really matters!!!!
)
Call your agent, and have your book of business shopped around a bit: good luck!
39 years in the business of selling insurance...