Insurance and Extended Warranties

[chimez78]

Just curious what your thoughts are on insurance and extended warranties on a 2017 Axis 24.1. The dealer pretty much told me stick with whoever I have all my homeowners and vehicles insured through, which for me is Allstate, but is there a benefit with going with a company like Good Sam which i believe specializes in rv's?
Also the dealer introduced us to an extended warranty through USA travel care for an additional 1400$ says it is their platinum plan and covers for 5yrs. Salesman isn't pushy about it but did say however that if he were to buy a plan, out of the several he had to pitch us, this was the one that would be most beneficial.
Whether its a sales ploy or not still curious if it is worth taking a look into?

[SuperD]

Originally Posted by chimez78

Just curious what your thoughts are on insurance and extended warranties on a 2017 Axis 24.1. The dealer pretty much told me stick with whoever I have all my homeowners and vehicles insured through, which for me is Allstate, but is there a benefit with going with a company like Good Sam which i believe specializes in rv's?
Also the dealer introduced us to an extended warranty through USA travel care for an additional 1400$ says it is their platinum plan and covers for 5yrs. Salesman isn't pushy about it but did say however that if he were to buy a plan, out of the several he had to pitch us, this was the one that would be most beneficial.
Whether its a sales ploy or not still curious if it is worth taking a look into?

Advice about using whoever insures your other vehicles is sound. Save your money and skip the extended warranty. If you finance it with your coach you are paying a lot more than $1400 when you figure in the interest.

[sky_blue]

I live in California and use Farmers for my home and auto. But their coverage was very expensive for the RV. I went with Progressive and have had one claim. They treated me well. I didn't even know it but I had vanishing deductible. My suggestion is to shop around.

As for an extended warranty, DON'T! If you are buying new technology, maybe. But there is nothing in a Thor that is new. There will be issues. But create a good relationship with your dealer and it will be a better deal.

[gmc]

Didn't realize you re-posted here... I answered in the other thread...
Copying here:

Several threads recently on extended warranties... search for those as several of us added opinions...

For the insurance question - I would certainly get a quote from your current insurance company - there are often 'multi line' discounts that can help...
But I would compare with a company that specializes in RV coverage as well.

While my then provider (State Farm) quoted a policy for me, they admitted it wasn't their specialty - and the quote wasn't competitive. Price and 'Agreed Value' (replacement coverage) were the two major areas.

I used National General for the first 2 years on the current RV... Last renewal they tried to raise my premiums about 40% (no claims, no violations... just a 'thank you for being a customer'.. lol)
Now insured through SafeCo...

[JamieGeek]

Yeah it really isn't necessary to post the same question in multiple places on here as your question will be answered in all of them by the same people! LOL

[chimez78]

Thanks for the advise. I will do some shopping around, and the info on the extended warranty is useful.

Yeah sorry for the re-post. I realized when I initially posted in the other forum section it wasn't the appropriate area. So I thought re-posting in this forum was more appropriate.

Tanks again.

[chief90]

Hello,
My name is Suzzanne, I recently purchased a thor Tuscany xte 40Ax, I have cornerstone for my extended warranty and progressive for my insurance.

[Baddad53]

Good Sam Club warranty and RV insurance (National )