There are very RARE instances when your INVERtER would ever need to be 'disabled', but it HAS to be an option, otherwise you'd never be able to work on it, or the control panel, or the wires and breakers going back to the main panel when on Shore Power. Now, when you might want to STORE the motorhome, yet have a small power source to keep the House batteries at charge, you then might NOT want the Inverter PASS-THRU to remain on, only the CHARGER.
There's also few times you might want to disable the Charger, but again, there needs to be a way to disable it, even so, when on Shore Power.
So, in essence, while 'disabling' either the Inverter or the Charger are rare, an 'On/Off' option is always good, just in case. Since the inverter most likely only has a small round 'pop breaker' on the unit, itself, there is no good way to disable the inverter, otherwise. And, while you 'could' find and press the really small 'reset' power button on the side of the unit, that's not really convenient or practical, except in rare cases.
When on only a 15amp household outlet for power, I many times turn down the 'Shore Max' setting to 5 or 10amps, so that the Charger cannot use very much power, in order to preserve more incoming amps for things I want to use. The batteries will still receive charge power, just much less, like a trickle charge.
The way these Inverters with built-in Chargers are direct-wired within the coach, you start to realize how the power comes into it, via a 30amp breaker in the main panel, and how the power comes out of it, via another 30amp breaker in either the same panel, or a secondary panel, with it's own individual outlet circuit breakers. My own Palazzo has a single sub-panel integrated main panel, where the two 'sides' of the 50amp shore power are divided between individual circuits, and the third 'side' of power, from the Inverter, are the four circuit breakers on the far right side.
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