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04-24-2019, 02:15 AM
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#21
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Member
Brand: Thor Motor Coach
Model: Vegas 24.1
State: Florida
Posts: 70
THOR #14807
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Quote:
Originally Posted by 16ACE27
Show me that in any written policy. You know insurance covers you even when you do stupid things? The only time you are not covered is when you purposely do something to damage the insured item to collect from and defraud the insurance company.
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I don't have to show you anything at all.
I don't have to substantiate my statements.
Any intelligent person would do their own research.
But then, any intelligent person wouldn't be driving an overloaded vehicle down the highway, endangering themselves, their families, & the people who share the roadways.
So, no. I'm not going to show you anything at all.
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Latest rig: 2019 Vegas 24.1
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04-24-2019, 02:20 AM
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#22
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Senior Member
Brand: Still Looking
State: Texas
Posts: 6,187
THOR #2121
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Quote:
Originally Posted by Bob Denman
Being in the Insurance Business for 40 years: they don't even know what questions to ask...
.....cut.....
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Curious if you’ve weighed the new Tiffin yet. You have 11,030 pound chassis, correct? The coach is large and well built (using what looks like heavy materials), so I’m curious how much Occupant & Cargo Carrying Capacity is left.
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04-24-2019, 02:24 AM
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#23
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Member
Brand: Thor Motor Coach
Model: Vegas 24.1
State: Florida
Posts: 70
THOR #14807
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Maybe this will help you out
Towing: Liability for Overweight Loads
If that doesn't do it for you, may I suggest Google search.
Ignorance is bliss and there's a lot of very happy people in this world.
__________________
Latest rig: 2019 Vegas 24.1
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04-24-2019, 04:18 PM
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#24
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Junior Member
Brand: Thor Motor Coach
Model: Quantum 26 ft.
State: Florida
Posts: 28
THOR #7835
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Okay here is what I have found out from Ford and Thor.
My GCWR IS 22,000#s. My rear axial IS 9,600#s.
So 22,000#s minus 12,800#s ( fully loaded coach ) leaves 9,200#s for my tow.
The tow is between 3,325 to 3,650 #s curb weight. I do not plan to add much more to the tow. It looks like I am good to go.
I would like to Thank All on this forum for their help and guidance; Imagine having hundreds of years of camping experience all in one place and the advice is free for the asking.
I hope I can be of help to someone in the future.
Thank You again
justcurious
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04-24-2019, 05:00 PM
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#25
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Site Team
Brand: Thor Motor Coach
Model: ACE 27.1
State: Florida
Posts: 14,360
THOR #7035
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Quote:
Originally Posted by Thor-Machine
Maybe this will help you out
Towing: Liability for Overweight Loads
If that doesn't do it for you, may I suggest Google search.
Ignorance is bliss and there's a lot of very happy people in this world.
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Liability is a whole different animal than making an insurance policy null & void. Nobody said you couldn't be held liable for doing something stupid.
__________________
Ted & Melinda
2016 ACE 27.1
2016 Chevy Sonic Toad - Selling
2020 Chevy Colorado Z71 Trail Runner Toad
2024 Chevrolet Trax 2RS - Soon 2B TOAD
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04-24-2019, 05:04 PM
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#26
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Axis/Vegas Enthusiast
Brand: Thor Motor Coach
Model: Axis 24.4
State: Michigan
Posts: 9,837
THOR #1150
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Quote:
Originally Posted by Justcurious
Okay here is what I have found out from Ford and Thor.
My GCWR IS 22,000#s. My rear axial IS 9,600#s.
So 22,000#s minus 12,800#s ( fully loaded coach ) leaves 9,200#s for my tow.
The tow is between 3,325 to 3,650 #s curb weight. I do not plan to add much more to the tow. It looks like I am good to go.
I would like to Thank All on this forum for their help and guidance; Imagine having hundreds of years of camping experience all in one place and the advice is free for the asking.
I hope I can be of help to someone in the future.
Thank You again
justcurious
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Your hitch is likely 8,000#'s so you only have 8k available even though your GCWR has the room.
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04-24-2019, 05:17 PM
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#27
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I Think We're Lost!
Brand: Still Looking
Model: Tiffin Wayfarer 24 BW
State: New York
Posts: 22,195
THOR #8860
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Quote:
Originally Posted by Thor-Machine
I'm sure the flunky writing the policy doesn't know or care.....
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Hold the phone a minute!
Having been that "flunky" for the past 40 years: I deeply resent that characterization...
__________________
"What: me worry?"
Good Sam Member 843599689
Current coach: Tiffin Wayfarer 24 BW
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04-24-2019, 05:18 PM
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#28
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I Think We're Lost!
Brand: Still Looking
Model: Tiffin Wayfarer 24 BW
State: New York
Posts: 22,195
THOR #8860
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Quote:
Originally Posted by 16ACE27
Liability is a whole different animal than making an insurance policy null & void. Nobody said you couldn't be held liable for doing something stupid.
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Yup!
There is no "Stupidity" exclusion on the books in ANY State!
__________________
"What: me worry?"
Good Sam Member 843599689
Current coach: Tiffin Wayfarer 24 BW
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04-24-2019, 05:20 PM
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#29
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Junior Member
Brand: Thor Motor Coach
Model: Quantum 26 ft.
State: Florida
Posts: 28
THOR #7835
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calculating weight for towing toad
WOW, some of the comments are getting intense.
Yes, my trailer hitch is rated for 8,000#s.
I have No intentions of over loading my coach. I have a lot of money tied up in her and would not risk mechanically damaging her. I would not risk the safety and well being of my precious cargo, my wife and dog Riley.
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04-24-2019, 06:07 PM
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#30
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Axis/Vegas Enthusiast
Brand: Thor Motor Coach
Model: Axis 24.4
State: Michigan
Posts: 9,837
THOR #1150
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Quote:
Originally Posted by Justcurious
WOW, some of the comments are getting intense.
Yes, my trailer hitch is rated for 8,000#s.
I have No intentions of over loading my coach. I have a lot of money tied up in her and would not risk mechanically damaging her. I would not risk the safety and well being of my precious cargo, my wife and dog Riley.
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LOL yeah sometimes the conversations go a bit awry
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04-24-2019, 07:36 PM
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#31
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Member
Brand: Thor Motor Coach
Model: Vegas 24.1
State: Florida
Posts: 70
THOR #14807
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Stupid is as stupid does.
(Forest Gump)
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Latest rig: 2019 Vegas 24.1
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05-05-2019, 05:25 AM
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#32
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Senior Member
Brand: Thor Motor Coach
Model: 2016 Hurricane 29M
State: California
Posts: 215
THOR #8249
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Another thing to be aware of is the GCVW also should take braking into account. If we stay within the GCVW, the coach brake system "should" stop the combined vehicles, even without the required auxiliary braking system on the toad.
__________________
Recie Tyson
2016 Thor Hurricane 29M
Lancaster, CA
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05-06-2019, 02:13 AM
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#33
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Senior Member
Brand: Thor Motor Coach
Model: A.C.E. 27.2
State: Indiana
Posts: 1,884
THOR #14698
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Quote:
Originally Posted by Wrpt58
Another thing to be aware of is the GCVW also should take braking into account. If we stay within the GCVW, the coach brake system "should" stop the combined vehicles, even without the required auxiliary braking system on the toad.
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I towed a 1500 lb. boat without an auxiliary braking system for years with my Gulfstream B Touring Cruiser. Went through at least two sets of brakes on the MH that I truly believe I wouldn't have if the boat trailer would have had brakes. I wouldn't even entertain the thought of towing any vehicle behind our Class A without auxiliary brakes even if it were legal which I don't believe it is in most states.
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