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Old 08-11-2016, 04:47 PM   #1
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Brand: Thor Motor Coach
Model: Vegas 24.1
State: Arizona
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THOR #1670
Insurance for Tow Dollys

Is there a Insurance requirement for Tow Dollys? Do I have to notify my insurance company that I am using one?

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Old 08-11-2016, 05:28 PM   #2
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Brand: Entegra
Model: Accolade 37TS
State: Virginia
Posts: 4,843
THOR #1469
Depends on your state and insurance company. In Virginia I am not required to title, register or insure a tow dolly as long as I have the Bill of Sale. My towed vehicle and tow dolly are covered by my RV insurance when I tow.

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Old 08-14-2016, 08:58 AM   #3
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State: Virginia
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THOR #5132
It depends, if you want the dolly covered for damage to it, yes add it to you auto or RV policy. If you're not concerned about the dolly then you do not have to add it or notify your insurance, anything you tow is covered for liability (damage done by your towed vehicle) by the towing vehicle. In short, liability extends to whatever you connect to you vehicle. the vehicle being towed will be covered for damages to it from it's policy so if ou have "full coverage" it's covered but there will be a separate deductible if both the RV and auto are damaged (in most cases). I hope this helps
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