There's certainly nothing wrong with admitting it.
The path is wide and narrow at the same time.
We were saved at a young age by a 12page book, dropped off at doctors offices by an unrememebred group. Magazine sized, bright orange shiny cardboard ish cover.
It was the embodiment of the snl skit 'don't buy things you can't afford.' it's in the link below, all ya gotta do is click it.
It said:
If you're the smartest person in your group, find another group.
Pay yourself first.
Open an fdic covered bank account. Put 10% in it each payday. If you can't, get a better job.
Eat beans and rice for a month if this it what it takes to pay off jc Penney.
Everything else is gambling.
Read this again.
Please leave this book where you found it.
https://vimeo.com/41152287