Quote:
Originally Posted by Bob Denman
We have ours through Bank of The West. We then re-financed with them, and saved over 2% on the interest rate.  |
Bob,
Can you give some more details on the rates and terms? Are there fees to refinance?
I also have my loan through Bank of the West. My rate is 5.74%. Is your new rate significantly lower than this? It doesn't seem like they'd have any incentive to refinance at a lower rate unless they charge some fees. Or maybe they just want to keep you from refinancing with someone else.
I do pay some extra principal every month -- trying to keep from being upside down as it depreciates. But it would be great if I could also have a lower interest rate.
You can reply privately if you prefer. Thanks.
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