Quote:
Originally Posted by Judge
I got an e-mail Good Sams as well about MH refinancing.
My current rate is 5.49%. They are offering 4.49% for similar loan amount and term. When I used their calculator to determine the payment, it was only a few dollars less ($6) than my current payment.... and that was with using $5000 less than my current balance.
I suspect they have some hefty refinancing fees.
I was already adding a few extra dollars to each payment so I may just increase it and that will have the same effect as a lower APR in terms of paying less interest... and paying it off sooner.
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I was put off by the Good Sam Calculator as well… I would give them a ring and have them do the Quote. I was with USAA and then re-fied to Good Sam.
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