I had GS policy on a DP I had some years ago. When the oil pump went south, it was towed to the nearest Cummins shop. Long story short, the R&R of the oil pump included a tear down to check for bearing damage, since the engine had run a little (idle only) with no oil pressure, no damage, and rebuild of fuel injectors that were leaking fuel into the crankcase. GS balked at the bill, Cummins negotiated with them, and eventually I wound up paying about $1100.00 that GS would not pay. Though not thrilled with GS, it sould have been a lot worse,
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