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Old 01-03-2021, 04:13 AM   #37
ducksface
Senior Member
 
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Brand: Thor Motor Coach
Model: 2018 24.1 AXISSIXxSIX
State: Arizona
Posts: 6,760
THOR #13932
According to the credit reporting agency TransUnion, the number of auto loan accounts that are 30 days past due moved to 3.1% in August, compared to 3.0% in July 2020
(ive provided a truthful seed, the rest is up to you to research)

Running 5ish now.
No repercussions.
The best excuse in the world.
The only reason repos aren't higher is there's little space to store them and the new repo rules are a bit gray.
(and a bank bail out will cover losses of unpaid money making a repo a complication. It's a hedged bet)

I haven't the blind faith in people.
I do have numerically based and prior history type thoughts.

My bet, based on many years of experience, is 25%(insert a number so high here you physically snort, then add half and you'll maybe still be low) of those who recently purchased a rv on a knee jerk have no intention of Making a 13th payment unless it OVERWHELMINGLY benefits them.
They won't say such, they might not even have manifested the thought... Consciously....
If they did it on their home during the last little debacle, imagine what they'll do with the rv the first time the reg comes due....

Some of us know the term:
Jingle mail.
Some of us don't.
Some of us did it.
Some of us can't even imagine doing it.
__________________
Below is a link to most of my modifications either accomplished or pending.
https://www.thorforums.com/forums/f2...n-18996-3.html

Click on my pictures then click the pop-up for a full screen zoomable picture.
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