Can't help much with claim experience (fortunately) - but I had Good Sam's on last RV - and just put new one on it as the Ford warranty was expiring...
The 'dealer purchased' option wanted full payment up front - Good Sam's lets you pay monthly - and adjust your deductible as needed (there is a delay before new deductible kicks in)
You can select the deductible to match your risk tolerance - of course higher deductible = lower premiums..
Last RV I went high - intending it to be 'catastrophic' type coverage only... Went a bit lower on this one as we are living it it much more.
Only claim experience was on the old RV - they had no issue covering at any service location I chose.. It was a chassis electrical issue - so RV dealer wouldn't touch... The amount ended up being under my deductible - so didn't have to actually file..
I added the tire coverage on current rig... A lot of conversation here about the expense if you have to buy a tire on road vs carrying a spare. They cover the cost of the new tire as long as there was serviceable tread remaining.
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Greg
Not yet retired...
Florida (Michigan transplant)
2014 Hurricane 32A
2000 Infinity (previous)
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