Like DocP said, you'll get 2 opposing opinions on this. Here's my personal experience, for what it's worth.
Realize that the sales department gets about half of the premium, and that there are LOTS of exclusions. Remember, the large print giveth and the small print taketh away!
I once bought an extended warranty on a nearly new fifth wheel, and it didn't cover the repairs that came up, they were all excluded. Things that were covered didn't need repair.
The key is to budget for repairs, including replacing tires and batteries.
Congrats and good luck to the OP!
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