We have the same Lipper/Schwintec front bunk system on the Axis (and Vegas). So far, knock on wood, we've had no issues with it binding or hitting anything. Our dealer never instructed us to always lower it fully (in fact they really didn't say much at all about the bunk other than to show us the key lockout feature).
On the 24.1 the only way to lower the bunk fully is to extend the slide and recline the two front seats. Thus ours sometimes never gets fully lowered, in addition sometimes I'll drop it a foot or two to check on stuff thrown up there, take measurements, etc.
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