Quote:
Originally Posted by rick kirby
I have a 2017 Challenger and I have Auto Owners insurance.
I have 2 homes and 5 autos on this policy not counting the MH.
Excellent credit, no tickets....$1785. A yr. for my coach alone
why do I feel I'm getting hosed ?
Any of you have a company that you consider reasonably priced and a good company ?
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Hard to compare across state lines... but I lived in Michigan for 20 years.
Michigan - being a 'no fault' state, and large claim award history will be more expensive than many others (but not all... Florida still wins for higher rates...)
You do need to shop around - I had everything with one company before I bought the MH... By their own admission it wasn't a specialty of theirs - and showed in their pricing - so I have always had a different policy for that.
You are a bit higher than I was in Michigan - but your coach is 3 years newer and priced higher than my Hurricane... Assuming you are carrying prudent liability and collision limits - it gets expensive.
I wouldn't want to see your registration charge...
My insurance is currently spread across too many companies - will take me a while to consolidate again... but the move to Florida really made things interesting. Finding one that will insure the house, cars, RV, and umbrella - at ANY price was a challenge. (was always at least one item they wouldn't even write a policy for.) Then comparing terms needed a scorecard... often the quote for lower premium didn't cover - or limited coverage in other area - or wouldn't provide replacement coverage - etc...
Almost time for me to start looking again...