Extended warranty

RetiredTorng

Senior Member
Joined
Feb 26, 2024
Messages
229
Location
Laguna Woods
When I bought my Thor Chateau 22e Class C RV the end of last year, I didn't buy the extended warranty. Just talked to the dealer about extended warranty, they told me I could only buy it at the time of purchase. Advise me to buy it from 3rd party.

So I checked with Camping World, they quoted me $2,500 for a two year and $3,900 for 5 years.

The extended warranty of my previous 38' Class A was only $300 or $400 a year, is above quote reasonable? If not, where else can I get a better deal? Thanks for your advice.
 
The "better deal" is to take that money and put it in an interest bearing account and draw off of it when needed for corrective maintenance.
 
The "better deal" is to take that money and put it in an interest bearing account and draw off of it when needed for corrective maintenance.

And if you do as Ted suggests above, 9 out of 10 times you will come out ahead with your money in the bank.

As a side benefit, self insuring will push you to do the work yourself, save money, get it done quicker and learn more about your MH.

David
 
When I bought my Thor Chateau 22e Class C RV the end of last year, I didn't buy the extended warranty. Just talked to the dealer about extended warranty, they told me I could only buy it at the time of purchase. Advise me to buy it from 3rd party.

So I checked with Camping World, they quoted me $2,500 for a two year and $3,900 for 5 years.

The extended warranty of my previous 38' Class A was only $300 or $400 a year, is above quote reasonable? If not, where else can I get a better deal? Thanks for your advice.
Dealer wanted $10,000 for mine. I agree with the others. Invest it instead. All these warranties are such a rip off.
 

Attachments

  • nonocat.jpg
    nonocat.jpg
    19.6 KB · Views: 62
Long story short:
My top line extended warranty was free.
My broken qg4000 cost me a $70 deductible for a new generator to be installed. I think the total billing was $9500.

Even at essentially free it was a risk to keep the warranty.

If you have $10,000 disposable cash at the drop of a hat;
Don't buy the warranty

If you can't come up with $10,000 buy the warranty and essentially make payments on a horse-race bet.

I doubt anyone, maybe in all of history, has had a $30,000 warranty claim.

That makes the $10,000 warranty cost 1:3.
Would you accept a blind high-school football bet at 3:1 odds?
 
Last edited:
Thank you for your advices, I understand your logic and agree with you to some degree.

However, looking at this forum, we all know the quality of our RV is non existent. Just because RV Manufactures don't do their job. I really have no clue what problems may pop up during my 3-4 months trip, without extended warranty, I will be stuck in a place outside my familiar neighborhood trying to figure out what Thor didn't do right in the first place, and find parts to fix the problem left for me by Thor, often without proper tools.
:facepalm: :bow: :peace:

On one of my trips, I met a guy stucked in a campsite for a month trying to fix his RV. When I left there, he was still working on it. For my car, nobody sells me extended warranty when I am expected to travel mostly in my neighborhood. We all have confidence, just need insurance for accidents. But for RV, can I live without an extended warranty and not worried?
 
A worry you're not considering:
All mechanics take cash.
Depending on who you ask most mechanics do not take extended warranties and almost all extended warranties require and independent inspector verify what work needs done.

So...
You may be in an area where no mechanic will accept the warranty and or you'll need to wait days to weeks for an inspector.

Cash is king.
You'll find (with experience)that thor only builds the cardboard parts. All other things like anything you use other than the walls...are outsourced and have nothing to do with Thor.
Beyond wiring mistakes and ill fitments...there is no Thor in your Thor.
Your concerns are with dometic and freightliner and such.
 
When I bought my Thor Chateau 22e Class C RV the end of last year, I didn't buy the extended warranty. Just talked to the dealer about extended warranty, they told me I could only buy it at the time of purchase. Advise me to buy it from 3rd party.

So I checked with Camping World, they quoted me $2,500 for a two year and $3,900 for 5 years.

The extended warranty of my previous 38' Class A was only $300 or $400 a year, is above quote reasonable? If not, where else can I get a better deal? Thanks for your advice.

My extended warranty on my 2023 Thor Axis 24.1 cost us $4746 for 5 years with RV Complete and the coverage level is "exclusionary" which covers all components except certain wear items like tires and light bulbs. If not exclusionary the other choice was "stated components" where all covered components have to be specifically listed.

Your cost sounds similar. Personally I like extended warranties on my vehicles and have had good results. It is a gamble though. But my RV Complete coverage also includes emergency roadside assistance 24/7 which includes towing, flat tire assistance, fluid delivery, jump starts, lock out service, mobile mechanic, appointment assistance, and more.

In any case read the contract before you buy it to understand what is or isn't covered. My coverage was bought from Blue Compass RV, the seller. There are other companies, such as Good Sam that also sell these warranties.
 
Last edited:
You Tube has been a great help to me for major coach repairs or modifications. With labor being between $150 to $225 per hour for RV repairs. Mobile RV mechanics are in the $65 to $100 per hour. Being retired my labor is free and the amount I save is income. I am willing to research a malfunction and fix it my self. I am not willing to muscle a new A/C to the roof, but willing to repair one if I can identify the problem.

Case in point. After a couple years on my coach, the RV fridge became cranky when on propane. Intermittently it would not light on propane. I could hear the spark but it would not light. I would just run the generator occasionally when we were not on shore power. After a year, I desired to tackle the problem. As I read up on the problem, I ascertained it was a faulty ionization sensor. How it works is; once a flame is established there is a current flow between between gas port and the igniter tip. It the igniter tip is eschew, circuit board will close the propane valve. The Norcold manual shows how to align the igniter tip. A small correction with a pair of pliers and the fridge is back on line and now works perfectly on gas. Total cost zero. Hours of research two. Hours to effect the repair 15 minutes.
 
When I bought my Thor Chateau 22e Class C RV the end of last year, I didn't buy the extended warranty. Just talked to the dealer about extended warranty, they told me I could only buy it at the time of purchase. Advise me to buy it from 3rd party.

So I checked with Camping World, they quoted me $2,500 for a two year and $3,900 for 5 years.

The extended warranty of my previous 38' Class A was only $300 or $400 a year, is above quote reasonable? If not, where else can I get a better deal? Thanks for your advice.

Put in SP 500
 
You Tube has been a great help to me for major coach repairs or modifications. With labor being between $150 to $225 per hour for RV repairs. Mobile RV mechanics are in the $65 to $100 per hour. Being retired my labor is free and the amount I save is income. I am willing to research a malfunction and fix it my self. I am not willing to muscle a new A/C to the roof, but willing to repair one if I can identify the problem.

Case in point. After a couple years on my coach, the RV fridge became cranky when on propane. Intermittently it would not light on propane. I could hear the spark but it would not light. I would just run the generator occasionally when we were not on shore power. After a year, I desired to tackle the problem. As I read up on the problem, I ascertained it was a faulty ionization sensor. How it works is; once a flame is established there is a current flow between between gas port and the igniter tip. It the igniter tip is eschew, circuit board will close the propane valve. The Norcold manual shows how to align the igniter tip. A small correction with a pair of pliers and the fridge is back on line and now works perfectly on gas. Total cost zero. Hours of research two. Hours to effect the repair 15 minutes.


Thanks added to notes :)
 
A worry you're not considering:
All mechanics take cash.
Depending on who you ask most mechanics do not take extended warranties and almost all extended warranties require and independent inspector verify what work needs done.

So...
You may be in an area where no mechanic will accept the warranty and or you'll need to wait days to weeks for an inspector.

Cash is king.
You'll find (with experience)that thor only builds the cardboard parts. All other things like anything you use other than the walls...are outsourced and have nothing to do with Thor.
Beyond wiring mistakes and ill fitments...there is no Thor in your Thor.
Your concerns are with dometic and freightliner and such.


GREAT POINT. Even my local montana trusted 30 year rv tech & his friends will never process a warranty!
 
When I bought my Thor Chateau 22e Class C RV the end of last year, I didn't buy the extended warranty. Just talked to the dealer about extended warranty, they told me I could only buy it at the time of purchase. Advise me to buy it from 3rd party.

So I checked with Camping World, they quoted me $2,500 for a two year and $3,900 for 5 years.

The extended warranty of my previous 38' Class A was only $300 or $400 a year, is above quote reasonable? If not, where else can I get a better deal? Thanks for your advice.



Love my 7 year warranty and can get reimbursement if not at my dealer. 2900.00 with 50 dollar co pay.
That was 4 years ago prive
National RV Warranty, saved me well over ten grand plus in repairs. Has online quote system

Our rig is on the road 3/4 of year and gets used!!
I worked to many years to have to repair major issues.
If I only used couple times a year like a lot of people I might just do engine/ power train.

At least get engine/power train covered
 
My extended warranty on my 2023 Thor Axis 24.1 cost us $4746 for 5 years with RV Complete and the coverage level is "exclusionary" which covers all components except certain wear items like tires and light bulbs. If not exclusionary the other choice was "stated components" where all covered components have to be specifically listed.

Your cost sounds similar. Personally I like extended warranties on my vehicles and have had good results. It is a gamble though. But my RV Complete coverage also includes emergency roadside assistance 24/7 which includes towing, flat tire assistance, fluid delivery, jump starts, lock out service, mobile mechanic, appointment assistance, and more.

In any case read the contract before you buy it to understand what is or isn't covered. My coverage was bought from Blue Compass RV, the seller. There are other companies, such as Good Sam that also sell these warranties.

Thanks for your information. Seems like my Campingworld $3,900 5 years is a bargain. But I'll read the T&C first.
 
Love my 7 year warranty and can get reimbursement if not at my dealer. 2900.00 with 50 dollar co pay.
That was 4 years ago prive
National RV Warranty, saved me well over ten grand plus in repairs. Has online quote system

Our rig is on the road 3/4 of year and gets used!!
I worked to many years to have to repair major issues.
If I only used couple times a year like a lot of people I might just do engine/ power train.

At least get engine/power train covered

Appreciate your comment. May I ask where you get that $2,900 5 year $50 deduction EW? I like yours.
 

Try RV LIFE Pro Free for 7 Days

  • New Ad-Free experience on this RV LIFE Community.
  • Plan the best RV Safe travel with RV LIFE Trip Wizard.
  • Navigate with our RV Safe GPS mobile app.
  • and much more...
Try RV LIFE Pro Today
Back
Top