What a dirty B, Everything is gone. I know they all say insurance, but not everything gets replaced and you don't even know what's gone till you need it. Were new to camping but our first rule was everything needed in the camper stays in the camper, no borrowing from the house or garage to stock the trailer. Was quite a few lists made when we camped to add to the trailer when we got home and time to find and stock it. Plus whats worse with loosing everything is your camper becomes more of your home everytime you use it, all those personal touches, toys, tools, extra lights, knick-knacks, you name it. After a while when a last minute decision is made to go somewhere with the trailer it don't take long to part ways because you know you have everything. Turn on the freezer, pack the clothes, add the fridge and freezer a bit, and in a few hours were hooked up and GPS is talking back at you..Usually just a short pitstop for a few odds and ends at the grocery store no matter what direction we travel.. So as I say to see that trailer boating down the river nearly brings tears to a guys eyes cause I know what I'd be loosing, everything in it and some of those things been camping with me even back to the tent days, they just found another shelter..