Quote:
Originally Posted by petef
The 3rd day I had my MH it got a rock chunked into the windshield.. ins co paid for the "star" fix. A few months later, while sitting in traffic, a small Pu truck comes from the other way, and dam it, spits a stone into my shield.. I paid for this fix, is much bigger then the last... a year goes by, one day I get in my rig and see a 4" crack in the upper center.. I am thinking was the rough road on last trip.. so now it is growing, though not as fast as first.... so.... wait until I sell the MH or have it replaced now? I fear a new windshield will just attract more bad attention... replace now my deductible $1000 and risk higher ins costs.. what to do ??
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Good chance a 4" crack will spread even more if left alone...
And selling MH any buyer would deduct the cost of new windshield.
My insurance agents (multiple states) have told me a comprehensive claim isn't the same as chargeable accident or violation... And shouldn't increase rates.
Even before RV, I've always carried $0 deductible glass coverage. New York policies offered it as option separate from comprehensive deductible (that was a while ago), in Michigan I had to carry $0 deductible comprehensive, and now in Florida, insurance must cover windshields with $0 deductible...
Depending on insurance rules in your state, might want to consider a change to cover the 'more attention'??
But probably best to fix it now in any case...