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I just purchased a motorhome also. I used my automobile insurance company, State Farm. I also used their Emergency Road Service, it covers everything that others do and it is only $12/year. In addition the Ford E350 Super Duty Chassis came with 5 year, 60,000 mile emergency road service. I could purchase a AAA RV add on for $41/year.
After researching extended warranty options, I found that almost all of the extended warranties offered had big complaints when people tried to submit a claim. So I will use the money saved to fix the problem myself. The most expensive repairs are to the Ford Chassis itself (engine, transmission, electronics, etc.) so if I may decide to purchase the Ford Extended Warranty to make it a 6 year, 72,000 mile bumper to bumper warranty (up from the factory 3 year, 36,0000 mile bumper to bumper) for about $3,000. I think that I can fix any RV system problem myself. Probably the most expensive thing is the generator in RV systems.
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