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You will probably get 2 very different types of response to your question. I believe that you'll see that most (myself included) chose NOT to spend the money on extended warranties, and would advise you to put aside the money you would have spent on it for any repairs that might come up. In the long run, many would say, you will be further ahead. If you are including the cost of the extended warranty into your financing, it just makes the cost of the extended warranty even more expensive.
Alternately, some can cite examples where they had one single major claim where the extended warranty paid off for them. I suspect that the final decision depends upon your comfort level with assuming risk. That is, after all, why we buy any insurance. I personally do most of my own repairs, so I have never purchased an extended warranty of any type and have never regretted the decision.
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