LLoyd,
No need to apologize. It was a good debate and I have been proven wrong many times before. It was good jousting with you.
Now as to Hunter11, and the bankruptcy of Carriage, the management may have had something to due with it, but the main problem was with the financing. Carriage used National City bank as their main financing institution. Nation City was taken over by PNC bank which changed the financing structure and wouldn't continue to finance Carriage. Carriage tried to negotiate something with PNC, and with the RV market down, Carriage couldn't find somebody else to finance them so they went belly up. I had a Carriage at the time and was interested in what was happening. This is what was in several news releases and rv magazines. At the time I also had a National City credit card that they changed to a PNC card. They changed the reward program and several other things on the card so I dropped it, so I can believe PNC changed the Carriage program.
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